Welcome to PensionCalc
Navigate UK defined-benefit pension schemes with precision. Our calculators help you understand your retirement income, early retirement options, and lump sum entitlements.
Our Calculators
NHS Pension Calculator
Calculate your NHS 2015 pension with inflation adjustments, early retirement factors, and lump sum options.
Teachers' Pension Calculator
Estimate your Teachers' pension scheme benefits with year-by-year calculations and early retirement options.
Civil Service Pension Calculator
Calculate your Civil Service alpha scheme pension with detailed projections and lump sum estimates.
Resources
Civil Service Pension: The Complete Guide to What You're Actually Getting
Working for the government? Your pension is probably better than you realise. Here's exactly how the alpha scheme works and what it means for your retirement.
Teachers' Pension: What You Pay vs What You Get
The Teachers' Pension is one of the best in the country. Here's exactly how it works, what you contribute, and what you'll get when you finally escape the classroom.
NHS Pension: Is Early Retirement Actually Worth It?
Dreaming of early retirement? We crunch the numbers on what it really costs to leave the NHS early - and when it might actually make sense.
2015 NHS Pension Scheme: What You Put In vs What You Get Out
Confused about your NHS pension contributions? We break down exactly what you pay, what your employer adds, and what you'll actually get when you retire.
Should I Opt Out of the NHS Pension Scheme?
Thinking about leaving the NHS pension? Before you do anything, read this. We break down exactly what you'd be giving up - and it's probably more than you think.
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