Skip to main content

UK Pension Calculators

Free calculators for UK defined benefit pension schemes. Get accurate estimates with inflation adjustments, early retirement factors, and lump sum options.

Combined Retirement Income Calculator

Calculate your total UK retirement income from State Pension, DB and DC pensions. Compare against PLSA Retirement Living Standards.

Open calculator →

NHS Pension Calculator

Calculate your NHS 2015 pension with inflation adjustments, early retirement factors, and lump sum options.

Open calculator →

State Pension Calculator

Find your State Pension age based on your date of birth and estimate your weekly State Pension based on your National Insurance qualifying years.

Open calculator →

Teachers' Pension Calculator

Estimate your Teachers' pension scheme benefits with year-by-year calculations and early retirement options.

Open calculator →

Civil Service Pension Calculator

Calculate your Civil Service alpha scheme pension with detailed projections and lump sum estimates.

Open calculator →

Pension Tax Relief Calculator

Calculate your tax relief on pension contributions for 2025/26. Compare Relief at Source, Net Pay, and Salary Sacrifice methods.

Open calculator →

LSA & LSDBA Calculator

Track your tax-free lump sum allowances under the post-April 2024 rules. Supports all protection types and transitional rules.

Open calculator →

NI Top-Up Calculator

Find out if buying voluntary National Insurance years is worth it for your State Pension.

Open calculator →

Early Retirement Calculator

Calculate your path to Financial Independence and Early Retirement. Factor in SIPP, LISA, DB pensions and state pension with backwards calculation.

Open calculator →