Terms of Use
Last updated June 14, 2026
Agreement to Our Legal Terms
We are EVELCON LTD, doing business as PensionCalc ('Company', 'we', 'us', or 'our'), a company registered in England & Wales.
We operate the website https://pensioncalc.co.uk (the 'Site'), as well as any other related products and services that refer or link to these legal terms (the 'Legal Terms') (collectively, the 'Services').
PensionCalc is a web application that helps users calculate their pension in the UK.
You can contact us by email at info@pensioncalc.co.uk or by mail to 128 City Road, London, England EC1V 2NX, United Kingdom.
Not Financial Advice
PensionCalc provides general information and illustrative estimates only. It does not provide financial, investment, tax, or legal advice, and nothing on the Services constitutes a personal recommendation. We are not authorised or regulated by the Financial Conduct Authority (FCA).
You should not make, or refrain from making, any financial decision in reliance on the Services. Before acting, consult a suitably qualified and regulated financial adviser, or use the government's free MoneyHelper and Pension Wise services. Where our figures differ from those provided by your pension scheme or by GOV.UK, the official figures take precedence.
Accuracy of Calculations
Our calculators rely on published rates, thresholds, and rules that change over time and on simplifying assumptions that may not reflect your individual circumstances (for example contracted-out National Insurance, the McCloud / 2015 Remedy adjustments, scheme-specific actuarial factors, or your full income and tax position). While we take care to keep our figures current and to cite our sources, we do not warrant that any result is accurate, complete, or applicable to your situation. All results are estimates.
Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF.
Limitation of Liability
To the fullest extent permitted by law, EVELCON LTD will not be liable for any loss or damage — including any loss of savings, income, or pension benefits — arising from your use of, or reliance on, the Services or any estimate they produce. Nothing in these Legal Terms excludes or limits liability that cannot be excluded or limited under applicable law.
Intellectual Property
We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services.
Governing Law
These Legal Terms are governed by and interpreted following the laws of the United Kingdom.
Contact Us
To receive further information regarding use of the Services, please contact us at:
EVELCON LTD
128 City Road
London, England EC1V 2NX
United Kingdom
info@pensioncalc.co.uk