NHS Pension Calculator

Calculate your NHS 2015 scheme pension with year-by-year projections, inflation adjustments, and early retirement options.

Get a quick estimate using your average salary and total years in the scheme. Perfect for a rough idea of your pension.

£

Accrual rate: 1/54 per year

Pension = Salary × Years × 1/54

About the NHS 2015 Pension Scheme

  • • Accrual rate: 1/54 of pensionable pay each year
  • • Active member bonus: 1.5% per year while contributing
  • • Revaluation: CPI + 1.5% annually
  • • Normal Pension Age: State Pension Age (66-68)
  • • Lump sum: Trade up to 30/7 of annual pension

Read our complete guide to NHS pension contributions and benefits →

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